Credit Analyst I (Remote)

Brentwood, TN, USA Req #4914
Friday, August 5, 2022
Package Description
If you are looking for a GREAT work environment with a GROWTH- ORIENTED company, look no further!
• Benefits on the first of the month following your hire date- no matter when you are hired during the month!
• Automatic enrollment into the 401k plan within your first thirty (30) days on the job: no more waiting until you’ve been with the company for 1 year!
• Projected company growth trajectory that shows double-digit year over year growth through both organic growth as well as acquisitions
• Fun environment with contests and prizes
• Inclusive environment that promotes career growth
• Monthly employee appreciation and wellness events
• An on-site gym and discounted membership at local gyms
• Robust PTO policy including: major holidays, vacation, sick days, and personal days
• Discounts at major wireless providers 
• Philanthropic support with both local and national organizations
Job Introduction
FLEETCOR has an immediate need for a credit analyst, in our credit department, in Brentwood, TN. 
Main Responsibilities 
• Make credit and fraud decisions for customers with aggregate exposure up to $100,000.
• Be able to use 3rd party sources such as D&B, Equifax, Experian, Transunion, and Lexis Nexis to make credit decisions for SMB applicants.
• Make credit decisions within the framework of the Company’s credit and fraud policies to maximize revenue while minimizing losses.
• Interface with internal customers to answer questions and respond to escalations.
• Recommend changes to the Company’s credit and fraud policy based on outcomes associated with our applicant pool.
• Assist in the training process for other employees interested in moving into a credit or fraud role.
• Collaborate with leadership on ways to improve the credit process, as well as to maximize the Company’s profits. 
The Ideal Candidate
• 2-year degree in a finance related field with 1-3 years of work experience or 4-year degree in a finance or business-related field.
• Experience underwriting small to medium size businesses in a fast-paced environment.
• Prior experience in a credit card issuing and banking environment is a plus.
• Excellent written and verbal communication skills to articulate credit decisions to our internal stakeholders.
• Be familiar with basic financial statement ratios to assist in making credit decisions for larger applicants.
• Strong PC skills including advanced skills in Excel and Word.  
• Experience using Microsoft Access and/or Powerpoint is a plus.


About the Company:

FLEETCOR Technologies, Inc. (“FLEETCOR”) is a leading global provider of business payment solutions. We help companies of all sizes control, simplify and secure payment of various domestic and cross-border payables using specialized payment products. We serve businesses, partners, merchants, consumers and payment networks in North America, Latin America, Europe, and Asia Pacific.

  • $2.8B Annual Revenue
  • 800,000 Directly Served Business Clients
  • 9,700+ Employees

(as of December 31, 2021)

Our payment solutions provide our customers with a payment method designed to be superior to and more robust and effective than what they use currently, whether they use a competitor’s product or another alternative method such as cash or check. We group our payment solutions into five primary categories: Fuel, Lodging, Tolls, Corporate Payments and Gift. Each category is unique in its focus, customer base and target markets, but they also share a number of characteristics:  customers are primarily businesses, have recurring revenue models, have specialized networks which create barriers to entry, have high margins, and have similar selling systems.

FLEETCOR enjoys global recognition including:

  • Forbes Global Growth Champion – FLEETCOR is one of the 250 fastest growing companies in the world as determined by Forbes and Statista 
  • Forbes World’s Most Innovative Companies – FLEETCOR has made this prestigious list of leading innovative companies 4 years in a row!
  • Fortune 1000 Company – FLEETCOR was one of the largest movers in the new rankings of the largest companies in America, ranking  #872
  • S&P 500 – In 2018, FLEETCOR joined the S&P stock index comprised of the 500 leading US stocks

Our Mission

Create better ways for businesses and their partners to pay their expenses

Our Strategy

FLEETCOR will continue double-digit revenue growth by executing on four growth planks:

  • Sell More New Clients. FLEETCOR will continue growing sales by investing more in proven sales channels and bringing more prospects into the funnel.
  • Increase Revenue per Client. FLEETCOR will continue increasing its share of customer wallets through network expansion and cross-sell of add-on solutions.
  • "Beyond" Adjacent Segments. FLEETCOR will continue extending its existing business into adjacent spaces to broaden its market opportunity.
  • Launch New Platform Business. FLEETCOR has launched its "new platform business" integration "Expense Management & AP/Vendor Payments" solutions into one bundled software platform.
Our Commitment to Diversity, Equality, Inclusion, Belonging

Together we can foster true belonging. We know different ideas, perspectives and backgrounds lead to better innovation and results. We are therefore committed to building and nurturing a culture of diversity, inclusion, and belonging by:

  • Welcoming people of different backgrounds, cultures, ethnicities, genders, and sexual orientations;
  • Empowering our people to share their experiences and ideas through open forums and individual conversations; and
  • Valuing each person’s unique perspectives and individual contributions.

Embracing diversity enables our people to “make the difference” at FLEETCOR.

Our Values

FLEETCOR’s culture reflects our history of fast growth and our continued drive for results. Our entrepreneurial spirit remains strong across our global workforce, and we reinforce these principles in our five core values:

  • Innovation: Figure out a better way
  • Execution: Get it done quickly
  • Integrity: Do the right thing
  • People: We make the difference
  • Collaboration: Accomplish more together

These values guide all of our employees and are infused in all aspects of our Company.  We are, as a team, united through these shared values and our mission to provide “a better way to pay.”

Our values foster an inclusive culture through the expectation that all employees will treat each other with respect and appreciate the diversity of identities, thoughts, backgrounds and styles. Our commitment to fostering an inclusive culture has never been more essential than in this moment of national reflection. We must always celebrate the diversity of our company and our communities.

We strongly believe that the quality and diversity of our workforce provide FLEETCOR with a competitive advantage, and that our problem-solving and solution-building efforts are greatly enhanced when we harness the collective thinking of a diverse group of people with unique experiences and perspectives.

Equal Opportunity/Affirmative Action Employer:

FLEETCOR is an Equal Opportunity Employer. FLEETCOR provides equal employment opportunities to all employees and applicants without regard to race, color, gender (including pregnancy), religion, national origin, ancestry, disability, age, sexual orientation, gender identity or expression, marital status, language, ancestry, genetic information, veteran and/or military status or any other group status protected by federal or local law. If you require reasonable accommodation for the application and/or interview process, please notify a representative of the Human Resources Department.

For more information about our commitment to equal employment opportunity and pay transparency, please click the following links: EEO and Pay Transparency.

Other details

  • Job Family Analyst
  • Pay Type Salary
Location on Google Maps
  • Brentwood, TN, USA